Alright, let’s just say it—metal roofing isn’t the kind of topic people swap stories about at a dinner party. But here you are, wondering if it’s time to make the switch, and more importantly, if your bank account is going to cry about it.
We see it all the time. You’re weighing durability, cost, energy savings, maybe even curb appeal. Then you Google metal roof cost and you’re knee-deep in contractor estimates, square footage calculators, and more types of metal panels than you ever wanted to know existed.
We’re Jaco Contracting, and we’ve installed a lot of metal roofing in Chattanooga. We also believe you deserve straightforward answers that don’t sound like they came from a robot or a pitch deck. So let’s talk about what a metal roof actually costs, what goes into that number, and whether it’s the right move for your home—or not. We’ll walk you through it like you’re a friend, not a transaction.
So, Why Are Metal Roofs a Thing Now?
They Look Good—and They Work Even Better
Metal roofs have gone from “barn chic” to full-on design flex. Whether you’re into modern lines or just tired of replacing shingles every few years, metal delivers both performance and style.
It’s a Long-Term Play
Here’s the math: an asphalt roof might last 15–20 years. A metal roof? Think 40–70. If you’re planning to stay in your home, it’s not just an upgrade—it’s one less thing to worry about until you’re eligible for retirement discounts.
What’s the Average Metal Roof Cost in Chattanooga?
Okay, let’s talk numbers. If your home is around 2,500 sq ft (pretty standard), your average investment for a full metal roof replacement lands around $20,000.
Before you gasp or close the tab, know this: that number includes quality materials, proper installation, and a whole lot of longevity. And yes, there’s a range depending on a few key factors.
What Affects the Price? Spoiler: More Than You’d Think
Metal Type & Style
We offer two main flavors:
- Standing-Seam: Clean, modern, and virtually seamless. It hides the fasteners and lasts longer. Costs more, but people love it for good reason.
- Exposed Fastener: More traditional, slightly more affordable. You see the fasteners. Still strong and weather-resistant—but with a bit more maintenance over time.
Roof Shape and Details
If your roof is basically a rectangle, you’re golden. But if you’ve got dormers, skylights, valleys, or steep pitches? Expect the cost to creep up due to extra labor and materials.
Materials and Layers
Metal roofing isn’t just the panels—it’s also underlayment, insulation (sometimes), new flashing, and sometimes removing a few mystery surprises underneath your current roof.
Is It Worth It Compared to Shingles?
Short answer: Yes—if you plan to be around for a while and care about performance, longevity, or resale value. Let’s compare:
| Feature | Metal Roof | Asphalt Shingles |
| Lifespan | 40–70 years | 15–25 years |
| Maintenance | Minimal | Regular (and often) |
| Energy Efficiency | High | Lower |
| Insurance Discounts | Sometimes | Rarely |
| Initial Cost | Higher | Lower |
So yeah, metal roofing in Chattanooga costs more upfront. But if you zoom out and consider maintenance, energy bills, and how often you’ll have to re-roof, it starts to make a lot more sense.
Hidden Savings Most People Miss
Lower Utility Bills
Metal reflects heat, which helps you save on cooling costs—big deal during those sweltering Chattanooga summers. It’s not just a roof. It’s a passive energy-saving tool.
Insurance Discounts
Some insurers offer incentives for fire-resistant or impact-resistant materials. Metal roofing usually qualifies. Worth a call to your agent.
Maintenance = Almost Nothing
Aside from the occasional inspection, you’re not patching shingles or replacing sections every couple of years. And if you go standing-seam? Even less to worry about.
Working With the Right Roofing Crew Matters (A Lot)
We’re not just here to install a roof and bounce. We’re here to make sure this is the last roof you think about for a long, long time.
Here’s what you get with Jaco Contracting:
- No-nonsense pricing – We tell you what it costs, why, and what’s included.
- Certified pros – Our crew is trained, experienced, and works clean.
- Top-tier materials – Steel that lasts. Underlayment that holds. Fasteners that stay put.
- Real warranties – Like 25-year workmanship and up to 50 years on materials.
- Financing help – 9.99% for 120 months, with monthly payments around $198. Because not everyone has a “roof fund” just sitting around.
We’ve been doing this for over a decade, and yes—we answer our phones and call you back. (Wild, right?)
How the Process Works
Let’s demystify it:
- You call us.
- We come take a look.
- You get a detailed quote.
- We install the roof.
- You enjoy the quiet hum of rain on steel for years.
And no, we won’t leave nails in your driveway or sandwich wrappers in your shrubs.
Let’s Talk About Your Roof—No Pressure
Still unsure? That’s totally fine. Roofs are a big commitment and we’re not into rushing decisions. But if you’re ready to find out whether a metal roof is the right move (financially, structurally, and aesthetically), we’ll walk you through it—no jargon, no pitchy nonsense.
Call Jaco Contracting Today
Contact us or email dshives@jacocontracting.net to schedule a no-pressure inspection. We’ll give you the facts, the price, and all the details you need to decide if metal roofing is the smart choice for your Chattanooga home.
Because it’s not just about putting on a new roof. It’s about working with people who give a damn about doing it right.
