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Wind Roof Damage: Clarifying Home Insurance Coverage in Savannah GA

roof damage from wind

Table of Contents

Title: Surviving Roof Damage from Wind: Tips and Insights from the Experts at Jaco Contracting


When fierce winds roar through your neighborhood, your roof is on the frontline, enduring the full force of nature’s fury. From loose shingles to significant structural damage, wind can wreak havoc on your home’s first line of defense. At Jaco Contracting, we understand the challenges homeowners face in safeguarding their roofs from wind damage. In this article, we will share practical tips, tricks, and insights to help you protect your roof and navigate the possible insurance coverage for wind-related roof damage.

Understanding Roof Damage from Wind:

Roof damage caused by wind is a common concern for homeowners, especially in windy regions like Savannah, GA. The first step in tackling this issue is to understand how wind affects your roof. Powerful gusts of wind can uplift and loosen shingles, leading to leaks and potential interior damage. Additionally, strong winds can create pressure differentials, which can cause your roof to lift, creating gaps and potential structural instability.

Tips to Minimize Wind Damage:

1. Secure Loose Shingles:

Regularly inspect your roof for loose or damaged shingles, and promptly replace them. Use roofing cement or sealant to ensure they are securely fastened, keeping wind-driven rain at bay.

2. Reinforce Vulnerable Areas:

Focus on vulnerable areas such as the edges of your roof, eaves, and corners. Install metal drip edges or flashing to strengthen these areas and prevent wind from getting underneath the roofing material.

3. Invest in Impact-Resistant Materials:

Consider upgrading your roof to impact-resistant materials that are specifically designed to withstand strong winds. These materials, such as asphalt shingles with a high wind-resistance rating, can provide an added layer of protection.

4. Trim Overhanging Trees:

Overhanging tree branches can become projectiles during a storm, causing significant damage to your roof. Regularly trim branches that are close to or overhanging your roof to minimize this risk.

Does Home Insurance Cover Wind Damage to Roofs?

One of the biggest concerns homeowners have when it comes to wind damage is whether their insurance policy covers the repairs. Home insurance policies typically cover wind-related roof damage; however, the extent of coverage may vary. Here are a few key points to consider:

1. Review your Policy:

Check your home insurance policy for specific coverage details related to wind damage. It is essential to understand the limits, exclusions, and deductible associated with wind-related roof damage.

2. Document the Damage:

If your roof suffers wind damage, document the extent of the damage with photographs and detailed descriptions. This documentation will be crucial when filing an insurance claim.

3. File a Claim Promptly:

Contact your insurance provider as soon as possible after the damage occurs. Prompt action is vital to ensure a smooth claims process. Provide the necessary documentation and work closely with your insurance adjuster throughout the process.


Protecting your roof from wind damage requires proactive measures and knowledge of your insurance coverage. By following our tips to reinforce your roof and investing in impact-resistant materials, you can significantly reduce the risk of wind-related damage. Remember to review your home insurance policy, document any damage promptly, and file a claim if needed. At Jaco Contracting, we are dedicated to helping homeowners mitigate and repair roof damage caused by wind, ensuring their homes remain safe and secure even in the face of Mother Nature’s strongest gusts. Stay vigilant, and don’t let wind rule over your roof’s integrity!

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